Be Truthful: Review your Financial Goal

  Have you ever taken a quick glance at your financial goals? How much you’ve achieved and how well you’ve impact lives?

Answer these questions. Let us know how much you fared.

Have I identified financial goals to achieve?

Are the goals on track and in order?

Do I have a goal for my child’s future?

Do I have a goal for my retirement? 

Have I revisited them recently?

Do I need to make changes?

5 Secrets Entrepreneurs Will Never Revea

Being an entrepreneur is one of the happiest fulfillment in life, as having to see your own business succeed is the most treasured gift you can give to yourself. However, success has its pros and cons but no matter how bad the cons are, the pros always win. Right?  Here are 5 things a successful entrepreneur wished he had been told:

1. It is lonely at the top. Yes, it’s cliché but that is what it feels like when you always have to make the final decision and bear the ultimate responsibility. You can get advice from a management team or an advisory board, but the buck stops with you. Remember: There are always upsides. When things go bad, it’s your responsibility. When things go well, you get to enjoy the profits.

So dear entrepreneur, brazen up, you’ve got a long night to spend alone with your decisions.

 2. They have doubt daily. For all the bravado, ego and beaming confidence, entrepreneurs daily have a crisis in confidence. They think – “what if I am wrong?” No amount of reassurance from customers, employees or advisors can quell this nagging fear.  Remember: Every entrepreneur has doubts. An uncertain outcome is what makes the business so exciting.

You’ve got to be daring and self-assured even in times of crisis. Watch out! If you do not have any doubts about your decisions, lose some sleeps and worry a little then something in terribly wrong.

3. They fear failure. As much as they say they value failure as a way to learn, they are scared when it happens to them and wonder if they will ever recover. Many times there is really nothing to learn from failure. Remember: When you do fail, learn what you can and then let go of it. This will give you another opportunity to succeed.

Oh dear! Aren’t we all afraid of failure? But then, the good news about failure is when you know where you went wrong and then hit the ‘Do Better Next Time’ button.

4. They are worried about going broke. They are constantly thinking about the financial risk they are placing on their family and the money they have borrowed to make this venture happen. They fear being penniless. Remember: Don’t bet the entire farm. Set limits on your personal investments so if the business goes bad, you will get a second chance to succeed.

Remember the story of the farmer who placed all his eggs in one basket? He was so excited about his first major produce that he quickly packed all the eggs in a cart without placing them carefully or properly in the basket. He got to the market square with cracked eggs. He made little profit because he had carried all his eggs in one basket.

Do you know a better story? Share with us.

5. Success can sometimes be a relief. Rather than celebrating success, they see it as temporary relief and are afraid to celebrate too hard. Remember:  It is important to pause and celebrate the victories since that is what will be remembered the next time you fail.

Relax, enjoy your success. After all, the thought of failure may have propelled you to succeed.

So what do you  think?

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Habits

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THINK CHANGE

In your quiet moments, what do you think about?  How far you’ve come, or how far you have to go?  Your strengths, or your weaknesses?  The best that might happen, or the worst that might come to be?  In your quiet moments, pay attention to your thoughts.  Because maybe, just maybe, the only thing that needs to shift in order for you to experience more happiness, more love, and more vitality, is your way of thinking.

Change the Way You Think

1. You cannot change what you refuse to confront.
2. Sometimes good things fall apart so better things can fall together.
3. Don’t think of cost.  Think of value.
4. Sometimes you need to distance yourself to see things clearly.
5. Too many people buy things they don’t need with money they don’t have to impress people they don’t know.  Read Rich Dad, Poor Dad.
6. No matter how many mistakes you make or how slow you progress, you are still way ahead of everyone who isn’t trying.
7. If a person wants to be a part of your life, they will make an obvious effort to do so.  Think twice before reserving a space in your heart for people who do not make an effort to stay.
8. Making one person smile can change the world – maybe not the whole world, but their world.
9. Saying someone is ugly doesn’t make you any prettier.
10. The only normal people you know are the ones you don’t know very well.
11. Life is 10% of what happens to you and 90% of how you react to it.
12. The most painful thing is losing yourself in the process of loving someone too much, and forgetting that you are special too.
13. It’s better to be alone than to be in bad company.
14. As we grow up, we realize it becomes less important to have more friends and more important to have real ones.
15. Making a hundred friends is not a miracle.  The miracle is to make a single friend who will stand by your side even when hundreds are against you.
16. Giving up doesn’t always mean you’re weak, sometimes it means you are strong enough and smart enough to let go and move on.
17. Don’t say you don’t have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michaelangelo, Mother Teresea, Leonardo da Vinci, Thomas Jefferson, Albert Einstein, etc…
18. If you really want to do something, you’ll find a way. If you don’t, you’ll find an excuse.
19. Don’t choose the one who is beautiful to the world; choose the one who makes your world beautiful.
20. Falling in love is not a choice.  To stay in love is.
21. True love isn’t about being inseparable; it’s about two people being true to each other even when they are separated.
22. While you’re busy looking for the perfect person, you’ll probably miss the imperfect person who could make you perfectly happy.
23. Never do something permanently foolish just because you are temporarily upset.
24. You can learn great things from your mistakes when you aren’t busy denying them.  Read The 7 Habits of Highly Effective People.
25. In life, if you don’t risk anything, you risk everything.
26. When you stop chasing the wrong things you give the right things a chance to catch you.
27. Every single thing that has ever happened in your life is preparing you for a moment that is yet to come.
28. There isn’t anything noble about being superior to another person.  True nobility is in being superior to the person you once were.
29. Trying to be someone else is a waste of the person you are.
30. You will never become who you want to be if you keep blaming everyone else for who you are now.
31. People are more what they hide than what they show.
32. Sometimes people don’t notice the things others do for them until they stop doing them.
33. Don’t listen to what people say, watch what they do.
34. Being alone does not mean you are lonely, and being lonely does not mean you are alone.
35. Love is not about sex, going on fancy dates, or showing off.  It’s about being with a person who makes you happy in a way nobody else can.
36. Anyone can come into your life and say how much they love you.  It takes someone really special to stay in your life and show how much they love you.
37. Burn the candles, use the nice sheets, wear the fancy lingerie.  Don’t save it for a special occasion; today is special.
38. Love and appreciate your parents.  We are often so busy growing up, we forget they are also growing old.
39. When you have to start compromising yourself and your morals for the people around you, it’s probably time to change the people around you.
40. Learn to love yourself first, instead of loving the idea of other people loving you.
41. When someone tells you, “You’ve changed,” it might simply be because you’ve stopped living your life their way.
42. Someone else doesn’t have to be wrong for you to be right.
43. Be happy.  Be yourself.  If others don’t like it, then let them be.  Happiness is a choice.  Life isn’t about pleasing everybody.
44. When you’re up, your friends know who you are.  When you’re down, you know who your friends are.
45. Don’t look for someone who will solve all your problems; look for someone who will face them with you.
46. If you expect the world to be fair with you because you are fair, you’re fooling yourself. That’s like expecting the lion not to eat you because you didn’t eat him.
47. No matter how good or bad you have it, wake up each day thankful for your life.  Someone somewhere else is desperately fighting for theirs.
48. The smallest act of kindness is worth more than the grandest intention.
49. Many people are so poor because the only thing they have is money.
50. Learn to appreciate the things you have before time forces you appreciate the things you once had.
51. When you choose to see the good in others, you end up finding the good in yourself.
52. You don’t drown by falling in the water.  You drown by staying there.
53. It’s better to know and be disappointed than to never know and always wonder.
54. There are things that we don’t want to happen but have to accept, things we don’t want to know but have to learn, and people we can’t live without but have to let go.
55. Happiness is not determined by what’s happening around you, but rather what’s happening inside you.  Most people depend on others to gain happiness, but the truth is, it always comes from within.
56. If you tell the truth, it becomes a part of your past.  If you lie, it becomes a part of your future.
57. What you do every day matters more than what you do every once in a while.  Read The Power of Habit.
58. You can’t start the next chapter of your life if you keep re-reading your last one.
59. Things turn out best for people who make the best out of the way things turn out.
60. If you don’t like something, change it.  If you can’t change it, change the way you think about it.

CHANGE!!!

Gandhi's 10 Rules for Changing the World

“You must not lose faith in humanity. Humanity is an ocean; if a few drops of the ocean are dirty, the ocean does not become dirty.”

“The difference between what we do and what we are capable of doing would suffice to solve most of the world’s problem.”

“If I had no sense of humor, I would long ago have committed suicide.”

Mahatma Gandhi needs no long introduction. Everyone knows about the man who lead the Indian people to independence from British rule in 1947.

So let’s just move on to some of my favourite tips from Mahatma Gandhi.

1. Change yourself.

“You must be the change you want to see in the world.”


“As human beings, our greatness lies not so much in being able to remake the world – that is the myth of the atomic age – as in being able to remake ourselves.”

If you change yourself you will change your world. If you change how you think then you will change how you feel and what actions you take. And so the world around you will change. Not only because you are now viewing your environment through new lenses of thoughts and emotions but also because the change within can allow you to take action in ways you wouldn’t have – or maybe even have thought about – while stuck in your old thought patterns.

And the problem with changing your outer world without changing yourself is thatyou will still be you when you reach that change you have strived for. You will still have your flaws, anger, negativity, self-sabotaging tendencies etc. intact.

And so in this new situation you will still not find what you hoped for since your mind is still seeping with that negative stuff. And if you get more without having some insight into and distance from your ego it may grow more powerful. Since your ego loves to divide things, to find enemies and to create separation it may start to try to create even more problems and conflicts in your life and world.

2. You are in control.

“Nobody can hurt me without my permission.”
What you feel and how you react to something is always up to you. There may be a “normal” or a common way to react to different things. But that’s mostly just all it is.
You can choose your own thoughts, reactions and emotions to pretty much everything. You don’t have to freak out, overreact of even react in a negative way. Perhaps not every time or instantly. Sometimes a knee-jerk reaction just goes off. Or an old thought habit kicks in.
And as you realize that no-one outside of yourself can actually control how you feel you can start to incorporate this thinking into your daily life and develop it as a thought habit. A habit that you can grow stronger and stronger over time. Doing this makes life a whole lot easier and more pleasurable.
3. Forgive and let it go.

“The weak can never forgive. Forgiveness is the attribute of the strong.”

“An eye for eye only ends up making the whole world blind.”

Fighting evil with evil won’t help anyone. And as said in the previous tip, you always choose how to react to something. When you can incorporate such a thought habit more and more into your life then you can react in a way that is more useful to you and others.

You realize that forgiving and letting go of the past will do you and the people in your world a great service. And spending your time in some negative memory won’t help you after you have learned the lessons you can learn from that experience. You’ll probably just cause yourself more suffering and paralyze yourself from taking action in this present moment.

If you don’t forgive then you let the past and another person to control how you feel. By forgiving you release yourself from those bonds. And then you can focus totally on, for instance, the next point.

4. Without action you aren’t going anywhere.

“An ounce of practice is worth more than tons of preaching.”

Without taking action very little will be done. However, taking action can be hard and difficult. There can be much inner resistance.

And so you may resort to preaching, as Gandhi says. Or reading and studying endlessly. And feeling like you are moving forward. But getting little or no practical results in real life.

So, to really get where you want to go and to really understand yourself and your world you need to practice. Books can mostly just bring you knowledge. You have to take action and translate that knowledge into results and understanding.

You can check out a few effective tips to overcome this problem in How to Take More Action: 9 Powerful Tips. Or you can move on to the next point for more on the best tip for taking more action that I have found so far.

5. Take care of this moment.

“I do not want to foresee the future. I am concerned with taking care of the present. God has given me no control over the moment following.”

The best way that I have found to overcome the inner resistance that often stops us from taking action is to stay in the present as much as possible and to be accepting.

Why? Well, when you are in the present moment you don’t worry about the next moment that you can’t control anyway. And the resistance to action that comes from you imagining negative future consequences – or reflecting on past failures – of your actions loses its power. And so it becomes easier to both take action and to keep your focus on this moment and perform better.

Have a look at 8 Ways to Return to the Present Moment for tips on how quickly step into the now. And remember that reconnecting with and staying in the now is a mental habit – a sort of muscle – that you grow. Over time it becomes more powerful and makes it easier to slip into the present moment.

6. Everyone is human.

“I claim to be a simple individual liable to err like any other fellow mortal. I own, however, that I have humility enough to confess my errors and to retrace my steps.”

“It is unwise to be too sure of one’s own wisdom. It is healthy to be reminded that the strongest might weaken and the wisest might err.”

When you start to make myths out of people – even though they may have produced extraordinary results – you run the risk of becoming disconnected from them. You can start to feel like you could never achieve similar things that they did because they are so very different. So it’s important to keep in mind that everyone is just a human being no matter who they are.

And I think it’s important to remember that we are all human and prone to make mistakes. Holding people to unreasonable standards will only create more unnecessary conflicts in your world and negativity within you.

It’s also important to remember this to avoid falling into the pretty useless habit of beating yourself up over mistakes that you have made. And instead be able to see with clarity where you went wrong and what you can learn from your mistake. And then try again.

7. Persist.

“First they ignore you, then they laugh at you, then they fight you, then you win.”

Be persistent. In time the opposition around you will fade and fall away. And your inner resistance and self-sabotaging tendencies that want to hold you back and keep you like you have always been will grow weaker.

Find what you really like to do. Then you’ll find the inner motivation to keep going, going and going. You can also find a lot of useful tips on how keep your motivation up in How to Get Out of a Motivational Slump and 25 Simple Ways to Motivate Yourself.

One reason Gandhi was so successful with his method of non-violence was because he and his followers were so persistent. They just didn’t give up.

Success or victory will seldom come as quickly as you would have liked it to. I think one of the reasons people don’t get what they want is simply because they give up too soon. The time they think an achievement will require isn’t the same amount of time it usually takes to achieve that goal. This faulty belief partly comes from the world we live in. A world full of magic pill solutions where advertising continually promises us that we can lose a lot of weight or earn a ton of money in just 30 days. You can read more about this in One Big Mistake a Whole Lot of People Make.

Finally, one useful tip to keep your persistence going is to listen to Gandhi’s third quote in this article and keep a sense of humor. It can lighten things up at the toughest of times.

8. See the good in people and help them.
“I look only to the good qualities of men. Not being faultless myself, I won’t presume to probe into the faults of others.”

“Man becomes great exactly in the degree in which he works for the welfare of his fellow-men.”

“I suppose leadership at one time meant muscles; but today it means getting along with people.”

There is pretty much always something good in people. And things that may not be so good. But you can choose what things to focus on. And if you want improvement then focusing on the good in people is a useful choice. It also makes life easier for you as your world and relationships become more pleasant and positive.
And when you see the good in people it becomes easier to motivate yourself to be of service to them. By being of service to other people, by giving them value you not only make their lives better. Over time you tend to get what you give. And the people you help may feel more inclined to help other people. And so you, together, create an upward spiral of positive change that grows and becomes stronger.

By strengthening your social skills you can become a more influential person and make this upward spiral even stronger. A few articles that may provide you with useful advice in that department are Do You Make These 10 Mistakes in a Conversation? and Dale Carnegie’s Top 10 Tips for Improving Your Social Skills. Or you can just move on to the next tip.

9. Be congruent, be authentic, be your true self.

“Happiness is when what you think, what you say, and what you do are in harmony.”

“Always aim at complete harmony of thought and word and deed. Always aim at purifying your thoughts and everything will be well.”

I think that one of the best tips for improving your social skills is to behave in a congruent manner and communicate in an authentic way. People seem to really like authentic communication. And there is much inner enjoyment to be found when your thoughts, words and actions are aligned. You feel powerful and good about yourself.

When words and thoughts are aligned then that shows through in your communication. Because now you have your voice tonality and body language – some say they are over 90 percent of communication – in alignment with your words.


With these channels in alignment people tend to really listen to what you’re saying. You are communicating without incongruency, mixed messages or perhaps a sort of phoniness.

Also, if your actions aren’t in alignment with what you’re communicating then you start to hurt your own belief in what you can do. And other people’s belief in you too.

10. Continue to grow and evolve.

”Constant development is the law of life, and a man who always tries to maintain his dogmas in order to appear consistent drives himself into a false position.”

You can pretty much always improve your skills, habits or re-evaluate your evaluations. You can gain deeper understanding of yourself and the world.

Sure, you may look inconsistent or like you don’t know what you are doing from time to time. You may have trouble to act congruently or to communicate authentically. But if you don’t then you will, as Gandhi says, drive yourself into a false position. A place where you try to uphold or cling to your old views to appear consistent while you realise within that something is wrong. It’s not a fun place to be. To choose to grow and evolve is a happier and more useful path to take.

The two hospital patients

Two men, both seriously ill, occupied the same hospital room. One man was allowed to sit up in his bed for an hour each afternoon to help drain the fluid from his lungs. His bed was next to the room's only window. The other man had to spend all his time flat on his back. The men talked for hours on end. They spoke of their wives and families, their homes, their jobs, their involvement in the military service, where they had been on holiday.

And every afternoon when the man in the bed by the window could sit up, he would pass the time by describing to his roommate all the things he could see outside the window. The man in the other bed began to live for those one-hour periods where his world would be broadened and enlivened by all the activity and colour of the world outside.

The window overlooked a park with a lovely lake. Ducks and swans played on the water while children sailed their model boats. Young lovers walked arm in arm amidst flowers of every colour of the rainbow. Grand old trees graced the landscape and a fine view of the city skyline could be seen in the distance.

As the man by the window described all this in exquisite detail, the man on the other side of the room would close his eyes and imagine the picturesque scene.

One warm afternoon the man by the window described a parade passing by. Although the other man couldn't hear the band - he could see it in his mind's eye as the gentleman by the window portrayed it with descriptive words. Days and weeks passed.

One morning, the day nurse arrived to bring water for their baths only to find the lifeless body of the man by the window, who had died peacefully in his sleep. She was saddened and called the hospital attendants to take the body away. As soon as it seemed appropriate, the other man asked if he could be moved next to the window. The nurse was happy to make the switch and, after making sure he was comfortable, she left him alone. Slowly, painfully, he propped himself up on one elbow to take his first look at the world outside. Finally, he would have the joy of seeing it for himself. He strained to slowly turn to look out the window beside the bed.

It faced a blank wall. The man asked the nurse what could have compelled his mfmyouthchurcheko@gmail.comdeceased roommate who had described such wonderful things outside this window. The nurse responded that the man was blind and could not even see the wall. She said, "Perhaps he just wanted to encourage you."

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I hope you never have to hear the words Your child has cancerӔ.

I hope you never have to hear The prognosis

I hope you never have to watch your child prepare to undergo chemo, have a portӔ surgically implanted in their chest, be connected to an IV pole, look at you with fear in their eyes and say, DonӒt worry Mom, its going to be okay.Ҕ

I hope you never have to hold your child while they vomit green bile.

I hope you never have to feed them ice chips for lunch.

I hope you never have to watch the cureӔ you pray for slowly take away your childs identity, as they, lose their hair, become skeletal, develop severe acne, become barely able to walk or move, and look at you with hope in their eyes and say, ғIts going to be okay Mom.Ҕ

I hope you never have to stay in the hospital for weeks at a time, where there is no privacy, sleeping on a slab, your face to the wall, where you cry in muffled silence.

I hope you never have to see a mother, alone, huddled in a dark hospital corridor crying quietly, after just being told thereӒs nothing more we can do.

I hope you never have to watch a family wandering aimlessly, minutes after their childԒs body has been removed.

I hope you never have to use every bit of energy you have left, with all of this going on around you to remain positive, and the feelings of guilt, sorrow, hope, and fear overwhelm you.

I hope you never have to see your childs head bolted to a table while they receive radiation.

I hope you never know what it is like to take you child home, (grateful but so afraid) in a wheelchair because the chemo has damaged their muscles, 35 pounds lighter, pale, bald, and scarred, And they look at you with faith in their eyes and say, ғIts going to be okay Mom.Ҕ

I hope you never have to face the few friends that have stuck by you and hear them say, Thank God itӒs all over because you know it will never be over.

Your life becomes a whirl of doctors, blood tests, and MRIԒs, and you try to get your life back to normal while living in mind-numbing fear that any one of these tests could result in hearing the dreaded words The cancer has returnedӔ.

And your friends become even fewer.

I hope you never have to experience any of these things. Because only then will you understand.